第24部分(第1/7 頁)

But　there　is　one　distinction　that　I　would　like　to　point　out。　I've　noticed　that　my　friends　with　money　talk　about　money。　And　I　do　not　mean　brag。　They're　interested　in　the　subject。 So　I　learn　from　them；　and　they　learn　from　me。　My　friends；　whom　I　know　are　in　dire　straits　financially；　do　not　like　talking　about　money；　business　or　investing。　They　often　think　it　rude　or　unintellectual。　So　I　also　learn　from　my　friends　who　struggle　financially。　I　find　out　what　not　to　do。

I　have　several　friends　who　have　generated　over　a　billion　dollars　in　their　short　lifetimes。　The　three　of　them　report　the　same　phenomenon：　Their　friends　who　have　no　money　have　never　e　to　them　to　ask　them　how　they　did　it。　But　they　do　e　asking　for　one　of　two　things；　or　both：　1。　a　loan；　or　2。　a　job。

A　WARNING：　Don't　listen　to　poor　or　frightened　people。　I　have　such　friends；　and　I　love　them　dearly；　but　they　are　the　〃Chicken　Littles〃　of　life。 When　it　es　to　money；　especially　investments；　〃The　sky　is　always　falling。〃　They　can　always　tell　you　why　something　won't　work。　The　problem　is；　people　listen　to　them；　but　people　who　blindly　accept　doom…and…gloom　information　are　also　〃Chicken　Littles。〃　As　that　old　saying　goes；　〃Chickens　of　a　feather　agree　together。〃

If　you　watch　CNBC；　which　is　a　goldmine　of　investment　information；　they　often　have　a　panel　of　so…called　〃experts。〃　One　expert　will　say　the　market　is　going　to　crash；　and　the　other　will　say　it's　going　to　boom。　If　you're　smart；　you　listen　to　both。　Keep　your　mind　open　because　both　have　valid　points。　Unfortunately；　most　poor　people　listen　to　〃Chicken　Little。〃

I　have　had　more　close　friends　try　to　talk　me　out　of　a　deal　or　an　investment。　A　few　years　ago；　a　friend　told　me　he　was　excited　because　he　found　a　6　percent　certificate　of　deposit。　I　told　him　I