第12部分(第7/7 頁)

y。　Investments　that　for　5；000　are　soon　turned　into　1　million　or　more。　Investments　that　the　middle　class　calls　〃too　risky。〃　The　investment　is　not　risky。 It's　the　lack　of　simple　financial　intelligence；　beginning　with　financial　literacy；　that　causes　the　individual　to　be　〃too　risky；〃

If　you　do　what　the　masses　do；　you　get　the　following　picture。

Ine　=　Work　for　Owner

Expense　=　Work　for　Government

Asset　=　（none）

Liability　=　Work　for　Bank

As　an　employee　who　is　also　a　homeowner；　your　working　efforts　are　generally　as　follows：

1。　You　work　for　someone　else。 Most　people；　working　for　a　paycheck；　are　making　the　owner；　or　the　shareholders　richer。　Your　efforts　and　success　will　help　provide　for　the　owner's　success　and　retirement。

2。　You　work　for　the　government。　The　government　takes　its　share　from　your　payc