第26部分(第3/7 頁)

I　gave　this　numerical　example　of　financial　intelligence；　in　this　case　the　ability　to　direct　money　to　make　more　money。

If　we　gave　100　people　10；000　at　the　start　of　the　year；　I　gave　my　opinion　that　at　the　end　of　the　year：

80　would　have　nothing　left。　In　fact；　many　would　have　created　I　greater　debt　by　making　a　down　payment　on　a　new　car；　refrigerator；　TV；　VCR　or　a　holiday。　16　would　have　increased　that　10；000　by　5　percent　to　10　percent。　4　would　have　increased　it　to　20；000　or　into　the　millions。

We　go　to　school　to　learn　a　profession　so　we　can　work　for　money。　It　is　my　opinion　that　it　is　also　important　to　learn　how　to　have　money　work　for　you。

I　love　my　luxuries　as　much　as　anyone　else。　The　difference　is；　some　people　buy　their　luxuries　on　credit。　It's　the　keep…up…with…the…Joneses　trap。　When　I　wanted　to　buy　a　Porsche；　the　easy　road　would　have　been　to　call　my　banker　and　get　a　loan。　Instead　of　choosing　to　focus　in　the　liability　column；　I　chose　to　focus　in　the　asset　column。

As　a　habit；　I　used　my　desire　to　consume　to　inspire　and　motivate　my　financial　genius　to　invest。

Too　often　today；　we　focus　to　borrowing　money　to　get　the　things　we　want　instead　of　focusing　on　creating　money。 One　is　easier　in　the　short　term；　but　harder　in　the　long　term。　It's　a　bad　habit　that　we　as　individuals　and　as　a　nation　have　gotten　into。　Remember；　the　easy　road　often　bees　hard；　and　the　hard　road　often　bees　easy。

The　earlier　you　can　train　yourself　and　those　you　love　to　be　masters　of　money；　the　better。　Money　is　a　powerful　force。　Unfortunately；　people　use　the　power　of　money　against　them。 If　your　financial　intelligence　is　low；　money　will　run　all　over　you。　It　will　be　smarter　than　you。 If　money　is　smarter　than　you；　you　will　work　for　it　all　your　life。

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