第14部分(第3/7 頁)

　them　risky；　and　they　are。　But　risk　is　always　diminished　if　you　love　what　the　investment　is；　understand　it　and　know　the　game。　With　small　panies；　my　investment　strategy　is　to　be　out　of　the　stock　in　a　year。 My　real　estate　strategy；　on　the　other　hand；　is　to　start　small　and　keep　trading　the　properties　up　for　bigger　properties　and；　therefore；　delaying　paying　taxes　on　the　gain。　This　allows　the　value　to　increase　dramatically。　I　generally　hold　real　estate　less　than　seven　years。

For　years；　even　while　I　was　with　the　Marine　Corps　and　Xerox；　I　did　what　my　rich　dad　remended。 I　kept　my　daytime　job；　but　I　still　minded　my　own　business。　I　was　active　in　my　asset　column。 I　traded　real　estate　and　small　stocks。 Rich　dad　always　stressed　the　importance　of　financial　literacy。　The　better　I　was　at　understanding　the　accounting　and　cash　management；　the　better　I　would　be　at　analyzing　investments　and　eventually　starting　and　building　my　own　pany。

I　would　not　encourage　anyone　to　start　a　pany　unless　they　really　want　to。　Knowing　what　I　know　about　running　a　pany；　I　would　not　wish　that　task　on　anyone。　There　are　times　when　people　cannot　find　employment；　where　starting　a　pany　is　a　solution　for　them。 The　odds　are　against　success：　Nine　out　of　10　panies　fail　in　five　years。 Of　those　that　survive　the　first　five　years；　nine　out　of　every　10　of　those　eventually　fail；　as　well。 So　only　if　you　really　have　the　desire　to　own　your　own　pany　do　I　remend　it。　Otherwise；　keep　your　daytime　job　and　mind　your　own　business。　When　I　say　mind　your　own　business；　1　mean　to　build　and　keep　your　asset　column　strong。　Once　a　dollar　goes　into　it；　never　let　it　e　out。　Think　of　it　this　way；　once　a　dollar　goes　into　your　asset　column；　it　bees　your　employee。　The　best　thing　about　money　is　that　it　works　24　hours　a　day　and　can